PF Kruse Appraisal Group is your FHA certified appraisal company

The FHA retains of approved appraisers for each state - PF Kruse Appraisal Group is on the roster of approved appraisers for IN. This indicates that we are certified and approved by the FHA to do appraisals for home loans underwritten by them. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at PF Kruse Appraisal Group is well-trained on how to follow the rules and regulations provided.

If your loan is FHA insured, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lending organizations with security with mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are built to aid low-to-moderate income consumers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser income or less starting money to use as a down-payment on a mortgage are assisted the most from FHA loan programs.