Need an appraisal in Auburn or De Kalb County?

See the top 7 reasons why IN homeowners need PF Kruse Appraisal Group:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a IN property tax assessment
To reduce their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in De Kalb county or IN

Own a house in or near Auburn, IN and need help determining the value of it?
Contact PF Kruse Appraisal Group.

At PF Kruse Appraisal Group, we understand the unique needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at PF Kruse Appraisal Group, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping homeowners just like you dismiss undesirable PMI insurance.

Challenge De Kalb county's assessment of your property

Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from PF Kruse Appraisal Group is your chief weapon.

HELOC recently frozen?

If your property is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. PF Kruse Appraisal Group can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for preciseness? PF Kruse Appraisal Group offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.